Saturday, August 13, 2011

How to Buy a Home with a Realtor

Just the other day our group was sharing information that would help our clients. Our group includes myself , Larry Gatti, Niki Fuller( who is a buyers agent on the Heidi Fore Team), Russell Loving (from Keller Williams Highlands), and Rick Hogue. We are all Louisville Realtors with Keller Williams. The following  are some thoughts I shared with them on that day:

1. Meet with a realtor.

2. Ask your realtor to refer you to a loan officer if you don't have one already- be sure the  loan officer knows the area  in which you want to buy.

3. Get pre-approved for your loan and make sure you know how much home you can get and want to buy.

4. With the help of your realtor, determine what you want and what you must have in a home.

5. Find that home.

6. Make an offer.

7. Once both sides agree on the terms of the offer, then you have a contract.

8. Deliver earnest money and start the inspection process.

9. Work with your loan officer to lock in your mortgage rate and set a closing date.

10. Make sure all necessary repairs are addressed to your satisfaction.

11. Go to the closing.

12. Get keys, garage door openers, etc.

13. Shake  hands. You are now a home owner!

Now the joy, memories and work begins. We will go through what happens next  in future blogs.
Contact me when you are ready to get your home SOLD or if you are ready to BUY. Or visit this great place to  live.



Noel Harris, Realtor
(502) 338-7145
Find a Home www.louisvillehomesearches.com Keller William Realty Louisville East
1230 S. Hurstbourne Pkwy Ste. 100
Louisville, KY 40222

Posted on NoelMHarris.com Last Nov. 2010